General & Medical Health Insurance Review


  • Superlative health plans for sports aficionados 
  • Modular based with easy distinction between levels of cover 
  • Healthy discounts usually available 

About General And Medical


The General and Medical health insurance provider offers private medical insurance from both the UK and Guernsey company bases to people and further services to hospitals and medical professionals around the world. From starting point in the 1980s enabling medical companies to gain access to financing and leasing equipment, today they have committed to aiding individuals, families and businesses in their aim to stay healthy and keep their ‘family’ covered with the correct healthcare plan.


General & Medical Health Insurance Options


Personal Health Insurance

Private medical insurance is not just another financial product to see you invest with no reward unless markets go well. If something does occur to your health it can act as a net and a financial haven, saving you from horrendous bills an delays on the healthcare you require. Because these health plans involve a lot of particulars General and Medical help fit a long list of coverage against your eventual budget, so provide four health plan packages as cores.

  • Essentials:

There are two packages including a PLUS which enables you to use your inherited NHS access for initial diagnostics but then switch over to private administration as soon as it is clear you need any of the following. You’ll receive cover for initial diagnostic tests and consultations and in-patient treatment which extends to Cancer, heart conditions and certain therapies. The more extensive package offers Dental and Optical benefits and Private GP services and surgery options.

  • Everyday:

Again there is two plans the basic and the PLUS. You’ll receive all of the Essentials package with added cancer cover, with plus offering home nursing options, Out-patient Psychiatry and private ambulance usage if necessary. This is possible from the off or as an upgrade from Essential and involves higher limits and higher levels of cover with coverage for life and critical illness seeing cash benefits.

  • Lifestyle:

This the penultimate health plan before the bells and whistles sound. It covers all the basics of the aforementioned plans and is designed for the person who has an increased level of lifestyle activity. It is for you and your family and provides extended cancer cover and medical cover abroad and outside the realms of the United Kingdom. There is also a clause of monitoring a pre existing condition that has since been signed off as cured.

  • Elite:

Private health insurance does not get more fulfilling than with G&M Elite. Most notably Optical, dental and prescription costs are all covered as are the offering of private GP visits and surgeries, treatment abroad and cash benefits for accident, life and illnesses. It is the kind of medical health plan that thinks of everything associated with you needing to go into hospital or being cared for such as maternity services or your pets being housed in the short term. It goes without saying that it also comes with discounts on a range of other retailer products.


Sports Health Insurance

Technically a specialist health insurance product but very much on the minds of people who partake in sports who find terms and conditions of a current health care plan doesn’t quite cover skiing or other activities. There are there separate levels of cover depending on who you are. An individual, club or facilitator of an event. Ranging from Sports health insurance, Sports healthcare trusts and Sports accident insurance. Each will offer cover to clubs, their members and offer individuals differing coverage depending on whether an accident on the way to a game or injury while training as a professional or amateur sports person.

Health Insurance For Business

Corporate medical insurance is a huge part of the career choice in the United States and it should be more so in the United Kingdom. It is much better to have a private insurance plan offered by an employer who understand an healthy employee is a happy and industrious one. At General and Medical you’ll find several levels of health plan coverage that a business an buy into, from basic through to Elite. Each will offer diagnostics and test and differ on Cancer cover and Private GO services and surgeries.

International Medical Care Insurance

A company today is just as likely to serve a corner of Yorkshire as it is cities in numerous continents and staff do travel. As do the self employed and for instance truck drivers across many borders. How do you serve their health care need when they could be posted overseas for an indefinite period? Both companies based in the UK and abroad can take advantage of this package which covers access to medical and hospital facilities across at least five continents and a variety of health plans to suit every budget and need and destination.

What’s covered in the General & Medical Health Insurance Plan?



There is usually an online offer of a discount on your first customer purchase and with the more supreme medical health plans you may find rewards that enable discounts at retailers or on flights. The ability to add your own level of cover and being module based is a benefit most don’t take advantage of.


General & Medical Health Insurance – How To Apply For A Quote

For any of the desired health plan packages it is advised to do some research and compare private medical insurance against a range of other personal health insurance providers. You can apply online by answering several questions and a broker will get back to you or you can phone directly and ask any questions that will help make a decision easier.