Belfast Funeral Costs & Funeral Planning
Belfast Funeral Directors
Losing someone can be a terrible burden – a funeral director can help alleviate some of that burden by helping you with funeral planning.
Funeral Costs in Belfast
Although funerals aren’t seen as cheap they are understood to happen, understandably, without warning.
Belfast Funeral Plans
The average funeral cost in 2017 is just shy of £4,000 which means that most people might not be able to afford one – hence funeral plans being one solution.
Belfast Funeral Planning, Funeral Plans, Costs, Wills & More
Mark Brown Co-founder of FuneralGuide.co.uk
How To Find A Good Funeral Director in Belfast
They understand every aspect of the funeral procedure and can bring all relevant parties together to make a funeral happen. We lose focus, dither and tend to depend on people around us for support, hardly surprising.
Funeral directors are able to assist individuals and families of all faiths – whether you identify as Jewish, a member of the Church of England, Catholic, or Hindu. As such, they are also able to contact priests, deacons, or any other preferred religious leaders.
They are the person or group of people that arrange your funeral and tidy up all needed documents. Arranging the Death Certificate, receiving permissions for burial and plot, and putting together the format for the Belfast funeral service itself.
This includes registering a death certificate and leasing a final burial spot for the deceased, another primary aspect of the job is simply ensuring the process runs smoothly to avoid creating unnecessary stress for the bereaved. A funeral director will be able to explain in more detail most requirements and the convenience is often why people choose to have one, but this does come at extra cost.
How much does a Funeral in Belfast cost?
You can have a cheaperfuneral by not being flamboyant about proceedings and sticking to the essentials. Alternatively you can have an embellished send off where costs do not matter.
Most of the costs of the funeral goes toward funeral director fees, coffin, service, burial, the actual funeral and any local authority charges.
The fees you are paying for include completing a certificate of death, liaising with cemeteries and if required any religious people. When a Funeral Director meets to arrange the service, they will offer you a piece of paper with headings and a list of check boxes, although not listed, each will have a cost.
Every cost will be known at the planing stage. Third party costs cover burial costs, burial plot rental or cost of cremation.
Other costs include funeral celebrant and whoever holds the funeral service, if you decide you would like to hire a hearse, pallbearers, flowers, catering, etc. Whatever you choose you should be informed of total cost and an exact breakdown of what they cover.
Are Funeral Plans Also Available in Belfast?
In the modern era, many people now take the time to plan for their death as part of a range of financial products that they receive and take out during their life time. You will either pay a lump sum or a series of payments over many years.
A younger single person who rents a flat doesn’t get life insurance, why bother? There is a financial burden when it comes to buying someone that someone who knows they are dying, will try to alleviate for others. You can be as thorough or as less involving as you wish.
This is an arrangement made with a pre paid funeral plan company that fixes costs during the year you started the plan. You can contribute payments monthly or annually until a funeral is paid for. Typically, this will mean monthly or annual payments until sufficient funding is achieved to cover the funeral costs.
Paying for these funeral costs in advance may then allow for your loved ones to evade the stressful process of creating funeral service arrangements amidst their grief. Saving up this money incrementally, or simply paying for these costs years in advance, can result in savings of thousands of pounds. Thus, it pays to prepare.
Getting a Solicitor to write up a will
Unfortunately, many people do not think about this until it’s literally too late. For several hundred years the British have enabled a hand me down clause called a Will and Testament. The legal document will list who gets what, when and what amount, there are no downsides and you can always make changes along the way.
Inform about investments or cash in accounts and could involve personal items such as furniture, jewellery or cars. They can be free or paid and you need only do four things. The ability to control an estate after someone has died and is issued by the local authority if not contested.
A single person or Solicitor will usually be named in the will as the Executor, he who will deal with the estate. Beneficiaries are those who will receive what has been listed within your will.
A will can either be opened upon death or a Living Will can be enacted when a person no longer has control over themselves. All in all, creating a will is advised for all persons of any age, particularly if one has extensive family or mortgage, as this can be accomplished free of charge online or through your bank.
Choosing a crematorium in Belfast?
Most of these locations are multi faith and grounds are consecrated as you would expect.
While most are affiliated with a religion, they can accept any kind of service. A crematorium may also be central to a larger cemetery within its grounds. It is possible to hold a religious service inside a Crematorium and a Funeral Director will assist with the panning and finding a suitable Celebrant to run the service.
A celebrant can be used to deliver the service in the style or faith wished and eulogies,prayers and hymns will be sung.
Every death in the UK has to be recorded – the next stage of a funeral or burial cannot continue with each document being presented. This may involve an Autopsy before body can be released. This tends not to be a personal choice but certainly family members can re-direct officials to use one.
A Mortuary Technician holds varying positions depending on the amount of people working in the local Mortuary. They are tasked with preparing a body as per religious requests, beautifying and or making natural the person, and readying the body for viewing before a funeral takes place. The processes include cleaning, embalming and applying cosmetics – the Mortician may also be required to assist the County Coroner in providing samples.
Burial Sites in Belfast
There are two ways our bodies are religiously defined on the day of interment, through cremation and or burial, for difference of opinion or religion, people have different takes on death.
So religion may state which should be chosen. Cost may become an issue and Cremation tends to be cheaper by at least half when chosen.
If a personal or family preference then Cremation may enable to dispersal of ash or in some traditions the ability to split ashes and for them to betaken home by different family members. Some people choose to be buried next to their partner, even if twenty years apart -most faiths allow this, even inter faith to be buried next to each other.
Choosing the Casket, Coffin or Urn
Every religion has different requirements for a funeral and they may or may not permit cremation or might insist upon cremation over burial.
In either instance, most if not all will require the body to be cremated within the confines of a coffin or casket. Most people today opt for cremation in the UK, with ashes ending up in a Urn that will either be kept in a Mausoleum, on a family burial plot or buried or with ashes scattered using the Scatter Tube.
Firstly, a casket is actually different to a coffin. While a coffin has six sides with a tapered angle at each end, a casket has four sides with a split top that enables it to be open for viewing. Certain other religious traditions require a coffin with a tapered ending.
In each instance the final vessel can be as plain or as decorative as you wish. Both can be made of different materials and suitable for Humanist and Green burials -it is typical for a coffin to be used for cremation and both can be made from green materials for a Humanist or Green burial.
Cemeteries & Graveyards in Belfast
Most religions prefer burial over cremation, some enable both, they can be burials that are marked as in Christianity or unmarked if a Humanist funeral.
In some towns and villages Churches have small Graveyards attached, in others and often connected to a Cemetery, there is a winding backdrop of open field that contains hundreds if not thousands of graves. To be able to book a burial plot you will need a Death Certificate and local authority permission for burial.
Usually attached to a place of worship such as a church, it allows a memorial statue or headstone so that family can visit to hold vigil or simply catch up on what’s new.
You may have read a few accidentally in the classified section of a local or national newspaper, they are longer more colourful versions of Death Notices and announce the name, place of birth and location and age of the recently deceased.
This is the most likely place you will find an extended Death Notice termed an Obituary – occasionally and often when a person is more widely known, a half page spread can betaken out to write witty commentary about the person who has died. A photo may accompany the information with a short life story, who they married, children, their career or military service, including achievements and perhaps a favourite quote or poem.
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"After my father passed without any arrangements, I had to sort everything out, it was difficult. I quickly decided that I didn’t want to leave my kids with that kind of burden. Now, I pay a small monthly amount and it’s such a relief..." - Steve Bailey, Hertfordshire