Limitations of Sun Life Over 50 Funeral Plans
- If you pay monthly, the amount you end up paying may be more than the cost of the funeral plan if you live longer
- Paying monthly means you’ll be in a contract for a life Insurance policy with Phoenix Life Limited (and Golden Charter to arrange the funeral plan services).
- It may be simpler to go direct or find an alternative pre paid funeral without being tied to life insurance which is not usually how it works but may work for some.
- The allowance or contribution towards disbursements/third party costs is not clear and you’ll only receive that when you get a ‘membership pack’ – most providers are upfront with this amount.
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