Comparison table of each funeral plan provider, burial costs, cancellation fees, funeral procession.
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£2,090 or £3,190
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How Is Comparing Funeral Plans Going To Help You?
Our guide will take you through comparing the essential to all-inclusive funeral plans, containing information on providers who are registered members of the FPA (Funeral Planning Authority), what that entails for you, as well as a number of funeral plan companies that are not. We have tried to glean as much information as possible from their respective websites so we can show you an unbiased representation of their offers in one place - if any information is missing or incorrect, please contact us so we can rectify it as soon as possible.
Currently the list below has both members of the FPA as well as non members, but we aim to update it so it covers as much of the market as possible. Some plans offer payment in a lump sum, some can be pre paid in advance.
What is excluded?
What is excluded from the funeral plan comparison table are items which do not come as standard with the plans, this constitutes:
- Burial Plots
Funeral Plan Providers who pick their own funeral directors...
However, there will be a certain number of providers in our comparison table who allow for the above as well as other 'optional extras', at cost, of course. With most you are free to choose your own funeral director for your chosen plan, but the following may have their own network of funeral directors they pick:
The funeral plan providers in the comparison table will include:
- Care of the body
- A Hearse
- Help with registration and certification of death
- Funeral director will help arrange the funeral & supervise
- Confidential advice
Coffin quality will vary depending on the proposed plan. A basic coffin should be expected with the basic plans, whereas the comprehensive plan will come with a more expensive coffin.
To make changes to any of your chosen plans after you have purchased will most likely require extra costs, apart from The Co-operative Funeralcare, who do not permit any changes after purchase.
Funeral Plan Company Reviews
ChoicePlan / Alternative Planning Company
When you purchase a funeral plan for yourself it is important to read the terms and conditions and any statement that might conflict with actually receiving the full funeral you have paid for.
There are usually clauses to look out for, such as the type of instalments you choose and whether you have to complete a minimum set of payments (normal) or if you keep paying endlessly until you die (this would be very unusual).
While comparing funeral plans online do seek out the most cost effective plans but also for the package that throws the most in. It would usually be the most generous contributions towards disbursement costs that make the most difference.
Disbursement costs are expenses not covered within the Funeral Directors fees:
- Burial, Cremation fees, church service
- Flowers – (£50 - £500)
- Newspaper Notices – from £25-£50
- Service sheets for the ceremony – from £25
- Cremation – varies from £500
- Doctors certificates – approx £150 (Will soon no longer be required)
- Church – approx £300
- Minister's fees – approx £100
- Organist – approx £100
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Further reading with resources & guides on funeral planning:
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