Funeral Guide Ltd
75-77 Buccleuch St
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Ever rising funeral costs means many over 50’s are choosing to secure the cost of their funeral to save money in years to come, but which funeral plan company should you go with? We compare the top funeral plan providers in the easy table below…
|Provider||Restricted Plans||Standard Plans||Mid-range Plans||Top Level Plans|
|Open Prepaid Funerals||N/A||£2090 or £3,190||£3,745||£4,295|
|Safe Hands Plans||£2,390||£3,495||£3,795||£4,095|
What is excluded from the funeral plan comparison table are items which do not come as standard with the plans, this constitutes:
However, there will be a certain number of providers in our comparison table who allow for the above as well as other ‘optional extras’ at cost, of course.
With most you are free to choose your own funeral director for your chosen plan, but the following may have their own network of funeral directors they pick:
The funeral plan providers in the comparison table will include:
Coffin quality will vary depending on the proposed plan. A basic coffin should be expected with the basic plans, whereas the comprehensive plan will come with a more expensive coffin.
To make changes to any of your chosen plans after you have purchased will most likely require extra costs, apart from The Co-operative Funeralcare, who do not permit any changes after purchase.
When you purchase a funeral plan for yourself it is important to read the terms and conditions and any statement that might conflict with actually receiving the full funeral you have paid for.
There are usually clauses to look out for, such as the type of instalments you choose and whether you have to complete a minimum set of payments (normal) or if you keep paying endlessly until you die (this would be very unusual).
While comparing funeral plans online do seek out the most cost effective plans but also for the package that throws the most in. It would usually be the most generous contributions towards disbursement costs that make the most difference.
Disbursement costs are expenses not covered within the Funeral Directors fees:
Burial, Cremation fees, church service