|Provider||Restricted Plans||Standard Plans||Mid-range Plans||Top Level Plans|
|Open Prepaid Funerals||N/A||£2090 or £3,190||£3,745||£4,295|
|Safe Hands Plans||£2,390||£3,495||£3,795||£4,095|
We have tried to glean as much information as possible from their respective websites so we can show you an unbiased representation of their offers in one place – if any information is missing or incorrect, please contact us so we can rectify it as soon as possible.
Currently the list below has both members of the FPA as well as non members, but we aim to update it so it covers as much of the market as possible. Some plans offer payment in a lump sum, some can be pre paid in advance.
What is excluded from the funeral plan comparison table are items which do not come as standard with the plans, this constitutes:
However, there will be a certain number of providers in our comparison table who allow for the above as well as other ‘optional extras’ at cost, of course.
With most you are free to choose your own funeral director for your chosen plan, but the following may have their own network of funeral directors they pick:
The funeral plan providers in the comparison table will include:
Coffin quality will vary depending on the proposed plan. A basic coffin should be expected with the basic plans, whereas the comprehensive plan will come with a more expensive coffin.
To make changes to any of your chosen plans after you have purchased will most likely require extra costs, apart from The Co-operative Funeralcare, who do not permit any changes after purchase.
When you purchase a funeral plan for yourself it is important to read the terms and conditions and any statement that might conflict with actually receiving the full funeral you have paid for.
There are usually clauses to look out for, such as the type of instalments you choose and whether you have to complete a minimum set of payments (normal) or if you keep paying endlessly until you die (this would be very unusual).
While comparing funeral plans online do seek out the most cost effective plans but also for the package that throws the most in. It would usually be the most generous contributions towards disbursement costs that make the most difference.
Disbursement costs are expenses not covered within the Funeral Directors fees:
Burial, Cremation fees, church service